Who we are

SOS Accounting and Tax Services is a tax and bookkeeping firm serving clients nationwide. We focus on one mission: helping individuals and small business owners Protect, Preserve, and Prosper by combining IRS representation, tax preparation, and proactive bookkeeping under one roof.

Our firm was built from seeing the same painful pattern repeat itself over and over again.

Managing Partner Theresa Speights, Esq. has spent over a decade working as a tax attorney, representing clients in serious trouble with the IRS. She watched people make impossible choices:

  • Pay the IRS or make payroll.

  • Pay the IRS or pay a critical vendor.

The IRS almost always came last. Then the letters started.

Clients shoved IRS notices in a drawer “to deal with it later,” until levies hit their bank accounts, wage garnishments started, liens were filed against their homes, or an IRS revenue officer knocked on the door. By the time they reached Theresa, they were in full-blown crisis and terrified of what would happen next.

Theresa fought hard for those clients. She released levies and garnishments, negotiated affordable payment plans, pursued penalty relief, and used tools like the Offer in Compromise program when appropriate to reduce or eliminate tax debt. She handled innocent spouse cases, complex IRS collections, and state tax issues across the country. She frequently went to tax court to fight the IRS for her clients.

The cases were resolved. The immediate crisis was handled.

But the root problem kept coming back.

Clients would return years later with new tax debt. Different tax years, same underlying story.

Our Story:

From Defense to Prevention

Over time, Theresa began to see the real pattern behind her clients’ IRS problems, and it had nothing to do with people being “bad with money.” The issue was that taxpayers were never given proper guidance.

Tax preparers weren’t educating their clients about estimated tax payments or helping them understand how to save throughout the year. There were no check-ins, no planning conversations, and no one providing ongoing support, just a once-a-year tax return and a “see you next season.”

Underneath that, the bookkeeping was often a complete mess or didn’t exist at all, making it impossible for taxpayers to stay compliant or aware of their true financial picture.

Her clients weren’t reckless; they were unsupported and uninformed. So Theresa expanded her work. She added tax preparation services to make sure her clients were being guided, not just processed. Then she made bookkeeping a cornerstone service, because without accurate and consistent books, even the most sophisticated tax strategy will eventually fall apart.

That evolution, from responding to IRS crises to building systems that prevent them, is exactly where Protect. Preserve. Prosper. was born.

The Real Problem: No Guidance, No Systems

A woman with black, curly hair smiling while sitting on a stool against a white background. She is wearing a white blazer, a plaid dress, and has a smartwatch on her wrist. She has her legs crossed and is looking at the camera.

Theresa Speights, Esq.

Protect. Preserve. Prosper.

Protect. Preserve. Prosper.

Protect.

This is our resolution work.
We protect your assets and your livelihood by standing between you and the IRS or state taxing authority.

We handle:

  • IRS and state tax debt resolution

  • Payment plans tailored to what you can realistically afford

  • Offer in Compromise evaluations and submissions

  • Innocent spouse claims

  • Levy and garnishment relief

  • Lien issues and revenue officer cases

Your situation is never “cookie-cutter.” Your resolution shouldn’t be either.
We customize a strategy to fit your facts, your risk, and your goals.

Preserve.

This is your foundation: proper tax preparation and bookkeeping.

We preserve your financial stability by:

  • Keeping your books accurate and up to date

  • Making sure your returns are filed correctly and on time

  • Helping you avoid preventable IRS problems before they start

When your bookkeeping and tax preparation work together, the IRS becomes something you’re prepared for, not afraid of.

Prosper.

This is your future.

Prosper is all about advice, planning, and strategy. It’s the ability to email, call, or message and say:

“I’m thinking about doing X. How is this going to affect my taxes?”

We help you:

  • Plan ahead for major life or business decisions

  • Understand how the tax code can benefit you or hurt you

  • Make moves today that support where you want to be 3–5 years from now

You don’t just get forms filed. You get a partner who helps you use the tax code intentionally.

Contact us

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